Most of us could probably save more than we realise with a little time and a little know how!
We’ve taken some of the best tips from a 101 list written by Kelly Medeiros here
We start off with a few, and hope you come back tomorrow for the rest!
1. Shop at the Right Time of Year
Time home item purchases to get the cheapest prices. Think furniture in January/February, barbecues in autumn, and holiday decor after Christmas.
2. Get a Sunday Paper
Sunday papers are full of vouchers. The amount of savings gained from using these food and retailer vouchers will far exceed the cost of the paper.
3. Collect Spare Change
Keep a jar to collect loose change. Don’t forget to check old junk drawers and the couch for coins, too. Every few months you can dump the change in your supermarket’s Coinstar machine to use towards shopping.
4. Pound Store Household Items
Get to know your local pound stores. Buying household staples like tape, wrapping paper, soap, and other items will save you a bundle over the supermarket or pharmacy.
5. Relax for Less
Rather than pay for relaxation, find other cheaper ways to unwind. Try meditation, reading, napping, or an affordable hobby instead of old habits that cost more, like shopping online or mixing up expensive meals.
6. Grow Some Herbs
Herbs can easily be grown indoors on a small windowsill or outside in pots or gardens. They will help you save on buying expensive grocery store jars of seasonings, will taste fresher, and can be easily dried and stored.
7. Entertain Over Brunch Instead of Dinner
Brunch items are often cheaper to prepare than dinner for guests (think French toast vs. expensive steaks).
8. Make a Household Budget
It’s time to sit down and do a budget to trim the fat, see where your hidden expenses are, and examine where your pounds are going. Or it could be time to tune up one you currently have.
9. Take Free Classes
Free or discounted continuing education classes in many subjects and hobbies can be found in certain communities with just a little searching. Instead of paying for a private tutor or a fancy school, consider looking for community options. Great for kids too!
10. Always Check for Online Vouchers and Discounts
Before you purchase anything online, hit up sites, like VoucherCodes and Froogle, to check for promo codes, free shipping, and where to find your item at the cheapest price.
11. Join Store Loyalty Programs
Supermarkets, pharmacies, and retailers all offer loyalty cards these days. The points and savings really add up. You can save almost 25% or more off purchases just by being part of the program.
12. Make Your Own Cleaners
There are so many ways to make your own cleaning products using things like vinegar, baking soda, lemon juice, and other common household items, all of which are cheaper than brand name cleaners.
13. Rethink Your Cable
Cut back on premium channels or try the many alternative, cheaper online viewing options, such as Netflix and Hulu+, which you can access via your laptop or connected devices like Google Chromecast and Apple TV, among others.
14. Buy in Season or Frozen Veggies
Avoid pricey out-of-season fruits and vegetables or exotic fresh picks at your grocery store and instead buy local, in-season options. Frozen is also cheaper and just as full of nutrients.
15. Pack Your Lunch
Sure it might seem easier to grab lunch while out, but brown bagging can save you a lot of cash each week. It’s also especially helpful for those who just can’t step out of the office or need more willpower to stick with a healthy lunch.
16. Cancel Certain Memberships
Got a credit card with an annual fee, a rarely used gym membership, or a club you pay for but don’t access? Time to cut it out and get rid of the extra cost that’s not worth the reward.
17. Stop Buying Bottled Water
Install a sink filter or get a Brita filter or other similar unit. It will save lots of pounds over the lifetime of use and is better for the environment than bottled.
18. Start Using Rechargeable Batteries
If you burn through batteries frequently, then it’s time to make the switch to rechargeable. You’ll end up saving in the long run by ditching the disposables.
19. Wash Clothes in Cold Water
Most detergents work just as well in cold water as they do in hot. Save energy costs and switch to cold when you can.
20. Make Your Own Gifts
There are so many items you can make cheaply and give as gifts. Things as simple as personalized picture frames to more complex knitting, sewing, or painting projects can save a bundle. (See also: Gifts You Can Make Today)